Insurance and Costs

Insurance Requirement

Rider University requires proof of insurance by all students who are enrolled in 12 or more credits as an undergraduate, 9 or more as a graduate student and all international students. All students that are required to have health insurance will be enrolled in and charged for the Student Health Insurance Plan (SHIP). Students may opt-out of the SHIP by submitting a waiver form documenting proof of comparable coverage.

Rider University Student Health Insurance Plan

United Healthcare Student Resources provides the 2021-22 Rider University Student Health Insurance Plan (SHIP). The plan is ACA compliant and includes access to United Healthcare's National Network of PPO Providers. Students do not have to select a primary care physician and referrals are not required.

Insurance Cost & Coverage Periods

* cost and benefits are pending NJ Department of Insurance review and are subject to change

Waiver and Enrollment

All full-time undergraduate and graduate students and all international students are required to have comprehensive health insurance coverage. You must WAIVE or ENROLL in the SHIP each academic year.

To waive or enroll in the student insurance plan:

1. Log in to myRider portal
2. Select the “Health Insurance waiver/enrollment” link in the “Personal Information” section (located on the bottom left)
3. Under “Student Health Plan” select “Waiver Form” or “Enrollment Form” from the menu on the left
4. Enter your student ID and DOB to access the form
5. Enter all information and submit your form. You will receive an email confirmation when complete.

Deadlines to Waive

Fall 2021: The last day to waive is September 10, 2021 (international students) and September 24, 2021 (domestic students).

Spring 2022: The last day to waive is February 5, 2022 (international and domestic students).

*Failure to waive by the deadline, even if you have other comprehensive coverage, will result in automatic enrollment in the plan and the student will be responsible for paying the premium even if you have other health insurance.

Any questions or concerns

Rider University has partnered with University Health Plans to administer the plan and help with eligibility, waiver, enrollment, and general benefit-related questions. University Health Plans can be reached at 800-437-6448 or [email protected]. For specific benefit or claim-related questions please contact First Risk Advisors at 1-800-505-4160.

Cost for Services at the Student Health Center

The Rider Student Health Center bills the student's health insurance plan for all services including office visits, immunizations, physicals, etc. The cost-of-care is similar to the cost-of-care in the local community.

Rider Student Health Center in partnership with Capital Health System bills insurances directly. Claims are submitted to all insurance carriers, but payment is not guaranteed. It is the student’s responsibility to confirm coverage with his or her insurance plan prior to their appointment.