for participants of the 100/80 Plan

for participants of the 90/70 Plan

for participants of the 90/70 Plan with Safety Net

for participants of the HMO Plan with Prescription Coverage

for participants of the voluntary Aetna Dental Plan

Pre-tax and Flexible Spending Plan

for participants of the HMO Patriot Plan ( Aetna provides SPD direct to participant)

for the Unum Short-term Disability Plan