Insurance
New Jersey law requires all full-time Graduate, Continuing Studies and Undergraduate Rider students maintain health insurance coverage for the period of their enrollment and present evidence of that coverage to Rider University.
Those students not covered by their own family policies will be covered by the insurance plan provided through the university.
- Learn more about the insurance coverage available to students
- Learn more about the insurance coverage available to international students
Students who wish to enhance the insurance policy can download the Optional Major Medical Benefit form and mail back to:
T.L. Groseclose Associates, Inc.
190 Tamarack Circle
Skillman, NJ 08558
609-279-1507
Students who have purchased the Rider insurance policy must submit a claim form when utilizing the coverage. This claim form and a copy of any bills (doctor, hospital, laboratory or medicine) must be sent to T.L. Groseclose Associates at the above address.
Don’t need insurance:
Here are some questions which you may wish to ask when deciding to purchase the Rider University Accident and Health Insurance Plan.
- Should I waive Rider’s Insurance?
New Jersey State law requires that full-time students be covered by health insurance. Rider University provides a group health insurance plan for full-time undergraduate and graduate students for which the fee is automatically billed along with tuition and other fees. If you currently have health insurance and are considering filing a waiver to be exempted from the Student Insurance Plan, please ask your health insurance carrier the following questions.
Questions to ask your insurance carrier:
- Is the Lawrenceville, New Jersey area included within your health insurance carrier’s benefit coverage area?
If not, then in effect you do not have health insurance coverage for local providers while attending school, which is nine to eleven months out of the year. Make sure you know whether or not you will require a referral from your primary physician if you need services of a physician outside of Student Health Services or whether you will be required to return home for service. - Does your other health insurance carrier provide out of area coverage only in case of emergency care?
If so, how do they define an emergency? This may be your first extended stay away from home. Illness that might seem quite critical in the middle of the night may or may not be considered an emergency by a health insurance carrier. (Student Health Services is open week days from 8:30 am to 4:30 pm and closed at all other times, including weekends and holidays when the University is closed.) - Does your plan have a deductible?
If so, how much is it and under what circumstances is it due? Some deductibles are due annually, while others are due per occurrence (accident or illness). (The Student Insurance Plan for Rider University has no deductible.) - To what age limit can students be covered under your current health insurance plan?
You need to check your policy to make sure you will be covered. Policies vary, and age limits and/or full-time student status may affect your eligibility for coverage. This may change at the end of a calendar year. (There is no age limit for students in the Student Insurance Plan.) - Is the student required to contact the Primary Medical Provider before receiving emergency care?
The Student Insurance Plan operates with the expectation that students utilize Rider University Student Health Services for their primary medical care needs. Emergency room coverage is provided for emergency situations. - Is the student required to obtain a referral form from the Primary Medical Provider before he/she can see a physician, specialist or psychologist in the Lawrenceville area?
Many health insurance plans and HMO’s require referrals forms from the Primary Medical Provider in order for the services of specialists to be covered. (The Student Insurance Plan requires that students be seen at Health Services for non-emergency and non-urgent situations. When a referral off-campus is necessary, insurance coverage begins at the first visit.) Please be aware that the Rider Health Center staff will not be responsible for arranging referrals if the assistance of an outside physician is required. - Does your health insurance cover emergency dental care?
The Student Insurance Plan provides limited emergency dental care for accidental injuries.
Have questions? - We're here to help.
Call, e-mail or visit at:
609-896-5060 / wwwhealthctr@rider.edu / First floor of Poyda C Residence Hall, Lawrenceville Campus
609-921-7100 ext. 8222/ Taylor Hall, Princeton Campus
